““I’m very grateful they’ve invested in my skills.

If not for this job, I would never have stepped out of my town.”

38-year-old Shivanandan Tanti, from Lodhipur village in Bihar, India, appeared for most of his life to be an ordinary poor man. The only job he could find was weaving tussar silk on an old wooden loom, exactly the way his father and grandfather had done before him. He worked just a few days a month and lived in a rough hut with his wife and five children. They ate nothing more than Sattu, a powder-based food made of ground lentils and grains.

Bihar, bisected by the Ganges River and shadowed by the Himalaya Mountains, used to be infamous for crime, corruption, and lack of infrastructure - yet also famous for the tussar silk weaving of Shivanandan’s heritage, so much so that the city of Bhagalpur bears the nickname “Silk City.” Bihar’s current chief minister strives to build education and economic empowerment (13-14% growth in GDP in the past two years). Yet poverty persists here, child malnutrition rates soar, and most educated youth flee to neighboring states for a better life. Shivanandan doesn’t need to see statistics—he’s lived these struggles.

Hired initially by Bihar Development Trust (BDT), a local nonprofit organization promoting entrepreneurism and economic development, Shivanandan soon revealed he was far from ordinary. He quickly progressed, showing BDT how successful a weaver could become with a minimum investment in skills training and access to steady contracts. When BDT staff saw what progress this “prototype” go-getter Shivanandan could make when given just a small chance to advance, they launched Eco Kargha in October 2012. This new for-profit, Upaya-backed weaving company took on all of BDT’s weaving contracts and will continue to grow the business in Bhagalpur. Their social mission is to provide hundreds more jobs in Shivanandan’s area and meet the growing demand for woven silk and other fabrics in India’s big cities as well as export markets.

Showing what’s possible when a man can access dignified, steady work, Shivanandan now carries the title of “Master Weaver” He spends three-quarters of his time on the loom, and the remainder overseeing others or working with Eco Kargha management to develop the business. He and his team – all Eco Kargha employees - make embroidered stoles and sarees of expensive silk for weddings and special occasions. Pedaling his bicycle into the office in Bhagalpur, ten kilometers away, Shivanandan checks in three times a week to try and procure more work. He and the twenty employees in the Eco Kargha pilot used to make $8 per saree; now they earn $28. He used to work about 90 days per year, but now works about 250 days per year.

A proud father, Shivanandan says his whole family helps with the weaving, though he’d prefer his children just focus on their studies. Prior to joining BDT, Shivanandan says weaving was no legacy he’d wish to pass down to them. “The life of weavers was very difficult,” Shivanandan sighs. “Before BDT, the payments from the merchants were untimely and not transparent. We had to run behind them just to get what we honestly deserved . . . No weaver wanted his children to continue in this profession.” He sees a very different future for his children. “I hope to send my kids to the best schools, so they can get government jobs that are stable and respectful.”

Shy and slow to open up at first, Shivanandan becomes animated and his hands rise and fall as he talks about his plans to buy a motorcycle to get around and sell more wares. He’s built four rooms in his house; it’s one of the largest homes in the village. He wants to paint it in bright colors, in cheerful contrast with the gray cinderblock and brittle thatch that dominate his village. As a Master Weaver, he is also involved with Eco Kargha’s sales and plans to build an open-air veranda where customers can visit comfortably to discuss orders for wedding sarees or tablecloths they’d like to order. Instead of eating just powdered Sattu, they now have a variety of rice, roti, vegetables, and even meat.

Taking advantage of the skills training provided by his new employer, Shivanandan diversified his weaving designs and became secretary of his local weavers’ trust. And in a lottery-based award system through BDT, Shivanandan got to travel to India’s capital city, Delhi, to visit other artisans in the large Dilli Haat market. Following that trip Shivanandan - who used to speak only his local dialect of Angika - taught himself Hindi so he can converse with more customers in many places.

“I could not have stepped out of Bhagalpur if not for this work,” he says. “I’m very grateful for their confidence and investing in my skills. The exposure I get from these fairs, meeting other artisans and seeing their work, helps me learn a lot.”

Shivanandan still spends much of his time on the loom. He craves steady work all twelve months of the year. Advancing from 90 to 250 days of work per year is still not enough to keep his three looms humming or to feed his almost desperate ambition. Many of his neighbors complain there’s not enough work to keep food in their bellies. But Shivanandan pushes forward. We’ll let you know how far he expands his sales base once he buys that delivery motorcycle . . . and what color he decides to paint his house.

Samridhi offered Kamla and her family

an opportunity to find financial stability.

Today, Kamla Devi stands proudly outside her new tea and snack stand. She excitedly shares her plans to send her children back to school, pay off her debts, and build a sturdy house. With the profits she’s earning from the tea stand plus the regular salary she receives as a Samridhi employee, her future is bright.

Kamla’s future did not always look so promising. Last year, catastrophe struck her family when one of her five children, Kaushalya, was diagnosed with a life-threatening tumor. Kamla and her husband Kallu did not have the money to pay for her critical surgery. Kallu, who worked as a laborer, could only find work three to four months a year, and Kamla’s earnings from odd jobs like sweeping were sporadic and meager. To pay for their daughter’s steep medical bills, they drained their savings, borrowed 50,000 rupees (around $940 USD) from friends and family, and mortgaged their land. With only a buffalo and two calves in their possession, the family moved off their property. Two of Kamla’s children had to drop out of school to look for jobs to help support the family.

In March of 2012, Samridhi offered Kamla and her family an opportunity to find financial stability. Since Kamla’s buffalo and calves were not producing milk, she was thrilled with the chance to rear and milk a cow and calf from Samridhi. That cow now produces two to three liters of milk daily, enough to provide her a reliable income.

Kamla, a self-starter with an entrepreneurial spirit, was not satisfied to stop there. She soon channeled some of her earnings to open a nearby tea and snack shop, where she works after her Samridhi duties are done for the day. In the meantime, Samridhi also hired Kallu, who works at the nearby bulk milk chilling facility and helps to clean the equipment used to pour and test the milk. In their spare time, the couple’s older children assist with the facility’s bookkeeping and cook meals for both the family and Samridhi staff. With these additional jobs, the household is earning a little over 10,000 rupees (around $190) each month, and is using most of this to pay down its debts. Kamla hopes to soon repurchase their land, send their children to school, and build a home. With her drive and determination, she’ll reach her goals in no time!

“We need something more dependable for our income.

It’s great if we can make weaving our main livelihood."

Sanjeev Kumar Das strikes one as a contented man; he makes no complaints about or apologies for the poverty of his condition. In his late thirties, Sanjeev carries a lot of obligation on his slight shoulders: He supports his wife Rekha, his father, and his two sons, ages 12 and 16. Used to be, he could get only six months of weaving work each year, and regularly had to pull his sons out of school so they could work as laborers for neighboring weavers. Together, the three can bring in around $550 per year to support the family of five. For this reason, they subsist on mostly government-provided rice, cooking twice per day and sharing any leftovers from dinner for breakfast.

Prior to launch, Eco Kargha’s research chronicled the very poor conditions in the neighborhoods where Sanjeev and other artisans lived. “Drains were overflowing, houses were in dilapidated conditions, and nobody earned enough to provide meals for family on a year-round basis,” reports Eco Khargha founder Ravi Chandra. “We were moved by the conditions of the artisans,” he says. Eco Kargha’s mission is to provide skills training, employment, and prosperity to these weavers and their families.

Now that Eco Kargha has employed Sanjeev, he’s receiving year-round work with projects and payments brought right to his door. His wife can often be found twisting thread and spinning bobbins to make even-textured thread with which to weave. When the materials are ready, Sanjeev runs the loom to weave the threads together.

Before Eco Kharga created a direct connection from artisans to commercial markets, Bihar weavers took a lot of flack. More affluent buyers shuddered at the bad omens lurking in the silk twisted by dirty low-caste hands; they feared the silk would create skin infections. Weavers had to go out on their own and forge relationships with middlemen to sell their textiles. None knew if they would receive payment in a week, a month, or many months later. When they did manage to sell a piece or two, there was no “cash on carry”—only a smirking promise of future payment for the goods already in customers’ possessions. Ravi tells the story of one weaver forced to run around town in search of the thieving middleman, eventually finding the man at his uncle’s house to avoid paying the artisan for his work.

On the other hand, Eco Kargha staff are known to show up on time with payments ready. If they say they’ll be there on Friday, they’ll be there on Friday. They roll in on scooters and bicycles, accept neatly folded stacks of scarves and sarees from the weavers, and promptly hand over the cash payments for the goods. Eco Kargha’s mission is to get more of the profits directly into weavers’ hands. Their clients feel grateful for steady work that’s simple and reliable.

When the Upaya team visits Sanjeev on a cold winter morning, he smiles as he brushes his thick bangs away from his eyes. All the while he talks with us, his fingers fly across the rickety loom he inherited from his great-grandfather, from which he coaxes the most elegant silk stoles and sarees. Now that he has good steady work, he will socialize with us only over the top of the clacking loom.

“It’s great if we can make weaving our main livelihood. We need something more dependable for our income,” he says emphatically. Sanjeev exudes enthusiasm, and you get the feeling he just approaches all his life in the same way. “I am very happy with this association,” Sanjeev tells us. “Kargha has immediate payment, and their system is transparent.

The most difficult time in his life has now ended, according to Sanjeev. A shadow falls over his face when he recalls the 1989 Bhagalpur riots. “The community was united before this time, and I didn't expect that things would become so hostile. Everyone was frightened.” He won't talk about what happened, but it is obvious the memory still changes his demeanor completely when he thinks about it. “It took five years for things to become normal,” he says sadly.

Feeding his family the same two meals a day - and pulling his kids out of school to help do it, has been hard on Sanjeev. Now he hopes quickly to earn enough to send his sons back to school. We hear that Sanjeev always completes his work on time, is well liked in the weaving community, and is on-track to be promoted this summer. If he can get more and more work from Eco Kargha, he’ll invest in a motorbike, television, and refrigerator – all aspirational purchases this naturally optimistic man.

 

“I worry about my granddaughter having to grow up like this.

It’s just not safe for women.”

Bindu Das does not know his exact age, but he says he’s “somewhere in my 60s” and plenty old enough to “worry about my granddaughter having to grow up here like this.” When we first stop by the semi-pucca (semi-permanent, made of brick, cloth, and thatch) house where Bindu lives with his wife, two sons and daughters-in-law, and two grandchildren—Bindu refuses to look up from his loom to speak with us.

“So sorry, we can come back later,” offers Sachi Shenoy, Executive Director. He grunts as he sends the shuttle back and forth through his loom as fast as he can. “I’m just busy filling an order,” he mutters. “But I have opinions.” So he begins to talk, and the more time we spend with Bindu, the more we see that this stoic man, highly respected in his neighborhood, has a strong commitment to his community.

“Many government officials have come by,” says Bindu, “they ask about the conditions, but then they never do anything about it.”

All his life, Bindu says, their village has needed its own school and healthcare center. The family eats only twice a day, with leftovers from last night’s dinner for comprising breakfast the next morning. Whenever possible, they enjoy the roti breads, leafy vegetables, potatoes, and rice that Bindu prefers. He and his sons have worked hard all their lives: Bindu as a weaver, his elder son as a shopkeeper in Bhagalpur, and his younger son as a day laborer. They make only $100 per month combined, but Bindu’s very proud to say that it is enough to send his 13-year-old grandson and 8-year-old granddaughter to government schools.

“We don’t even have a proper toilet,” Bindu waves his weathered hand out back behind the house toward the river the village residents use for bathing. “This is especially a problem for women,” Bindu protests. He looks across the small room to his wife and daughters-in-law, and then his eyes settle on his granddaughter, Neha. “It’s just not safe for women. They’re vulnerable, and there is no dignity.”

Beside community toilets, Bindu hopes for a good school, a hospital and health clinic in the Champanagar village. For his own family he wants to work more and remodel his home into a solid pucca house, eat more variety of vegetables and legumes, and purchase a cycle.

Bindu’s always had mixed feelings about his weaving: He’s proud of his skills, but for many years he could not depend on it for his livelihood. Eco Kargha now pays Bindu $77/month steady salary, an improvement over the unpredictable $65 he used to make combining weaving with other odd jobs.

He’s hoping this new company will stick around long enough to help him continue weaving for years—“I will need to see that kind of assurance before I would persuade my kids or grandkids to take up the profession,” he says. He points across the small, dark room to reveal a dusty, folded-up loom that’s been kept in the corner because he hasn’t wanted to encourage his kids to learn. “If weaving can be a good [reliable] livelihood, I absolutely want them to learn the craft. It’s a source of pride only if it can provide for the family.”

“You see,” Bindu says as he pushes back from his loom and lets little Neha climb onto his lap, “Greater income can buy us dignity. It means officials may take seriously our requests for schools to be built here, for better healthcare, and access to [clean] water.” As of now, he feels that he and his neighbors don’t have any voice at all.

But his tiny granddaughter does. She looks up into his bearded face as if to ask permission to be included in this conversation. Bindu’s expression softens and he tells us that Neha has been learning English in school. To prove it, he asks her to sing. In a shy voice, Neha begins to sing “Twinkle, twinkle, little star,” for her grandfather and his colleagues. Bindu beams. “I am very proud of both my grandkids,” he says. “I hope conditions will be different for Neha when she grows up.” He throws his head back and chuckles. “I hope she will work in a big city someday.”

“I’ve been saving to build this house for 13 years.

Now it will take only 2 years to save for my daughter’s wedding.”

When Husna joined Samridhi’s first group of goat farmers, she had 40 years’ experience in the business, but it hadn’t paid off for her. She’d cared for goats since childhood on a sharing basis (common in rural India) through which she would shelter and feed a goat belonging to someone else, and then split the milk output 50/50. However, “as the goats grew more sturdy and could survive, the owners would often come and take the goats back,” Husna recalls. Supplementing goat farming with potato harvesting, she made about 80 cents per day.

Husna lived in what’s called a “kaccha” or “makeshift” house made of mud and thatch, with two raised beds and no other assets. At age 50, widowed in her thirties, she had singlehandedly raised four children: a son now working in Kolkata, one daughter married, and another son (15) and daughter (14). When the Samridhi opportunity arose in October, Husna signed on for three goats, increasing her earning potential to $2-3 a day. And the next time we visit Husna in late January, we cannot believe our eyes.

Standing close to the exact spot where the mud hut had been is a charming brick house with an iron door and a curtained front window. The 10’ x 15’, one-room house has a built-in raised bed with storage below. It has floor-to-ceiling shelves stocked with dried foods, elegant ceramics and silver, storage containers and cooking utensils, and a cook stove. The mortar still smells fresh. Around Husna’s neck is a burgundy ribbon pendant, on which she has strung the silver key to her front door. Out back stands a sheltered pen for the goats, stacked with fresh hay and feed.

“I built this house just next to the goats to motivate them on financial prosperity,” Husna jokes, posing with her goats for a photograph.

Turns out, Husna has long been salting away savings in an account at her local post office. “I’ve been saving for 13 years for this house,” she says, “ever since my husband’s death. At first I was saving for my daughter’s wedding, but then I realized that the house is a priority. My son and son-in-law advised me to build a house, so that if anyone comes to marry my [youngest] daughter they will see that she is well off.” Husna’s eyes twinkle as she gazes across the interior of her well-stocked new home. Not only has she built a lovely, sturdy abode for herself, she’s upped her daughter’s chances of marrying into the type of financial security she’s built here.

Husna constructed her house in three months with financial assistance from no one, not even her grown children. It cost $800. Part of her old mud and thatch house now serves as the shed for the goats.

Now she’s off and running toward her next big goal, saving for the wedding, which will cost at least $1,000. Given her increase in income, Husna expects to be able to save that amount in two years.

However, right now, Husna has some haggling to do with the company CEO over how things are run here in Berhara Village. Samridhi had tried out some fancy goats from Rajasthan that produce milk with higher fat density, and Husna believes that was a mistake. Her “foreign” goat fell ill and died, and she says she prefers the hardier local breed.

“I will only be happy if you replace both [the one that died and the other Rajasthani] goats with local goats,” she says, tossing her headscarf. She banters good-naturedly with Samridhi CEO Lokesh Singh and staff veterinarian D.K., calling them names and bargaining until they come to an agreement to replace the two goats, allow Husna to choose them from The Goat Trust, and transport her on D.K.’s motorcycle so she will not have to be away all day. The plan is set for tomorrow, and Husna is satisfied.

After all these years of working for other farmers, Husna struggles to believe that Samridhi actually has entrusted her with ownership of three goats. “I will believe these goats are mine once they [all] start giving milk,” she maintains. As she advocates for her goat-flock and envisions future earnings, Husna is wordlessly surrounded by a gaggle of grandchildren with big eyes who have come in to watch their grandma in action. Husna pauses to give hugs all around, at the same time pointing out that although she has family here in Berhara, they are all quite independent . . . and so is she. Yeah, we noticed.

 

Partner

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Hire Date Last Update
12 Oct 11 24 July 12

Social Metrics
Before Current

Average Household Income
$.80 a day $1.82 a day

Housing Material
Mud Walls,
Thatch Roof
Brick Walls,
Cement Roof

Average Daily Food Expense
$0.20
buys 1 vegetable, rice, potatoes, & chili
$0.55
buys 2-3 vegetables, rice, potatoes, & chili

Value of Household Assets
$40
includes 2 raised beds
$236
with addition of 3 goats and 1 mobile phone

Children in School
1 girl in school, 1 boy not enrolled Unchanged

Any Eco Kargha employees hired before October 2012 were brought on through the company's nonprofit predecessor Bihar Development Trust (BDT). Baseline survey data is unavailable for those who joined through BDT. Any social metrics captured by the company since are considered Midline data.

All Eco Kargha employees hired after October 2012 will participate in a full Baseline survey. You can read more about Eco Kargha's origins and relationship with Bihar Development Trust here.

Upaya is working with Samridhi to launch community dairy operations in one of the poorest states in India, creating jobs for hundreds of families living on less than $1.25 a day.

The initial dairy unit will create 93 jobs, providing regular salaries to women in households currently without any other forms of steady income. Women employed by the dairy are guaranteed a monthly paycheck, with additional compensation based on the quality and quantity of milk produced. Each will also receive training and participate in all stages of the production process including collection, quality testing, cooling, and distribution.

For the duration of Upaya's partnership, dairy profits will be re-invested by Samridhi into expanding the number of dairy units in the region, and is on track to open self-fund two additional units during the partnership's initial phase.

For more information on the partnership, click here.

Working in the slums around Bhagalpur in Bihar, Eco Kargha is a Tasar silk fabric production company that employs traditional weavers and embroiderers to produce modern silk products that will be sold by well-known retailers. Most of the weavers Eco Kargha employs qualify as ultra poor - generally living under $1.25 a day at the time of their hire – and over 50% belong to a backward caste, schedule caste, or minority community. Furthermore, because of the lack of opportunities to earn a living, the Bhagalpur area has seen significant flows of weavers and other artisans migrating to urban areas in search of work.

In partnership with Upaya, entrepreneur Ravi Chandra and the rest of the Eco Kargha management team are building a company that can train marginalized Tasar silk weavers on new skills, techniques, equipment, and designs. The company will then wholesale the finished products including home furnishing goods like cushion covers, throws and drapes, as well as women’s wear like stoles, scarves, and sarees to established retailers throughout India.

For more information on the partnership, click here.